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Transactional thinking put client into a negotiating stance instead of a partnership.
Highlights: Let’s talk about money. Let’s talk about acquiring wealth. Transactional thinking may erode wealth over time. Insurance agents and annuity salespeople tend to be transactional relationships. The professional is typically compensated by commissions, bonuses, or other incentives based on specific products. Transactional thinking means that you enter into a negotiation with the professional instead…
Read MoreAll Financial Advisors should have a strong decision-making framework in place.
Highlights: Lighthouse Financial consistently seeks to provide tools and resources that serve clients. When it comes to constructing portfolios, we integrate proprietary screening and evaluation models technology, and industry leading research that is coupled with a hands-on validation protocols executed by our investment committee. Add to this a strong relationship with clients, and we have…
Read MoreFinancial Services Fees at Lighthouse Financial are transparent, simple, and fair.
Highlights: It’s important to know how your advisor gets paid. Fees are not always as transparent in the financial industry as people want them to be. Knowing how your advisor is compensated allows you to do your due diligence and cost benefit analysis to make an informed decision. Lighthouse Financial is transparent about fees. It…
Read MoreRobots and algorithms are deteriorating the client servicing relationships needed in wealth management.
Highlights: Lighthouse Financial is keenly focused on personal client servicing. The financial industry has become more focused on artificial intelligence and computerized chatbots to solve client issues. Lighthouse Financial uses technology to enhance the relationship not replace it. Expect your advisor to give you the choice of technology-based access and have the ability to speak…
Read MoreFinancial advisors should provide clients simple, easy to understand advice.
Outlines The financial industry wants investors to think investing is simple so that they can promote products and services to those investors Some people do a great job managing their assets over the long term. Experienced investors know that investing is far more complex than the financial industry wants people to believe. Buying into the…
Read MoreA well constructed portfolio is critical to wealth accumulation.
Highlights: Do you collect stocks or construct portfolios? Let’s talk about the difference. Stock collectors purchase individual stocks that have a high return potential regardless of industry or sector. When stock perform well, the investor is happy, but when the stocks pause on gains it can be agonizing. Lighthouse Financial balance portfolios based on a…
Read MoreLighthouse Financial enjoys client relationships.
Highlights: We know our clients and how they like to connect. We understand that a relationship produces better financial results over the long run. The more we understand our clients holistically, the more we can anticipate and support decision making that is in their best interest. Many other advisors approach clients transactionally. Buy an annuity,…
Read MoreProven Strategies
Highlights: Building a strong yet flexible investment portfolio takes patience, skill, and a strong constitution. It’s not a quick and easy process. Lighthouse Financial tests their ideas on their own accounts before making them available to clients. By the time the strategy is offered, the investment strategy is defined the function, goals, risk profile, and…
Read MoreLighthouse Financial Service Approach
Highlights: Lighthouse Financial is laser-focused on client. Our goal is to wrap our arms around our client’s entire financial situation because that’s the best way to help shepherd them through life stages and milestones as efficiently as possible. Unlike many financial advisors that meet to transact business and then move on, Lighthouse financial fosters long…
Read MoreThird Party Cost
Highlights: Most investment management firms under a billion dollars don’t have a team of experts in-house. Instead they form third party relationships with experts who provide investment management or financial planning. The down side to this arrangement is that the people most responsible to your financial success are less accessible, and less committed to you,…
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